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Avoid Air Sickness While Traveling
How to Have a Grand Time in the Skies
Even in the olden times, the problem of motion sickness had been
prevalent. In fact, it was even referred to as "camel sickness"
in the Bible, where the camel riders experience nausea due to
moderate...
Getting The Best Travel Accomodations
Choosing the Best Travel Accommodation
There are many things to consider when choosing your travel
accommodations. The decision could make your trip fun or a
disappointment. Choosing the right hotel is a must. Most
travelers spend more time...
How To Create A Travel Budget
Do you love to take vacations but don't have a lot of money?
Then learning how to budget your traveling can get you more
vacations every year!
Today with the economy the way it is, budget travel is becoming
more and more of a necessity and...
Oahu Hawaii Travel and Vacation Attractions soon to be offered with Go Hawaii Card and Hawaii Travel Industry Vets will lead the Honolulu office.
Oahu Hawaii Travel and Vacation Attractions soon to be offered with Go Hawaii Card and Hawaii Travel Industry Vets will lead the Honolulu office.
Oahu, Hawaii - Oct. 25, 2005 - Smart Destinations announced the addition of Hawaii natives to lead...
Traveling To China - Thngs To Know
Things you Should Know when you Travel to China
Weather and Clothing
* It is probably best to travel to China during autumn season,
which spans from September to early November. The temperature
during this time is a comfortable range of...
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Is Purchasing Travel Insurance Smart?
To answer the question "is purchasing travel insurance smart?" let's look at what insurance is.
When you purchase insurance - health insurance, homeowner's insurance, car insurance, life insurance, or travel insurance - you're not making an investment. It's not the same as going to the bank and depositing money and expecting to reap financial rewards at some point. No, any insurance including travel insurance is about sharing risk in case of unforeseen catastrophic events.
For thousands of years, risks have been shared during times of tragedy. The first formal insurance company, Lloyd's, was formed in 1769, and their insurance concept remains today - to gather the premiums of clients as a pool of resources to return to clients who experience covered events.
Is purchasing travel insurance smart for you, then? Do you need a pool of resources from others' premiums to help you out in the event of a travel emergency? Or can you take care of any unforeseen circumstance on your own? It's not just about money, either.
To decide if purchasing travel insurance is smart for you, let's take a look at just a few of the things that could happen while you're traveling.
It's your first time in Europe and neither you nor your spouse speak any foreign language and your wallet is stolen. Your credit cards, your airline tickets, your passport and your money are all gone. What do you do now? Money may not be
the primary problem here as you can always call your bank and have a wire transfer completed. Or can you? Do you know the international rules and capabilities for this? Where are the banks and do the tellers speak English? What about replacing your airline tickets? What about money to get to the airport and check out of your hotel? Your passports are the primary issue probably. They took a very long time to get. Now you can't get out of the country without them. Where do you go to replace them? If you had known this was going to happen, how would you have answered the question, "is purchasing travel insurance smart?"
Your child is involved in an accident and must have medical assistance but you find out your insurance does not cover you outside of the United States, and medical care is not adequate where you are anyway. How do you get your child back to the United States for medical care? If you had known this was going to happen, how would you have answered the question, "is purchasing travel insurance smart?"
So, to answer the question, "is purchasing travel insurance smart?" consider what could happen while you're abroad and determine if you might be grateful for outside assistance.
About the Author
Steve Cogger, an active traveler, has developed http://www.1-Happy-Traveller.com for your convenience. Visit today for all of your travel insurance needs.
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