Search
Recommended Products
Related Links


 

 

Informative Articles

Car Rental Safety During Traveling
What do I need to do before I leave the rental lot? You're in a big hurry now that you're got the car, but take a few minutes to familiarize yourself with this new car. Check the car for interior or exterior damage. Find the lights,...

China Travel Tips
Survival China Travel Tips and Tricks These China Travel Tips, Survival Techniques, will help you get around and make your trip to China easier, so you will be able to experience the real China with a little less stress. China is an odd beast...

Is there Really Free Travel on the Internet?
If you go to Google and enter the term "Free Travel" you would find 2,200,000 Entries. If you check All-the Web, you find 3,990,000 Entries. You find a similar number on any search engine. Obviously these are highly competitive search terms. It is...

Travel Seattle - Visit Seattle Festivals throughout the Year!
Seattle Area Festivals - If you are the kind of person who enjoys a wide array of festivals, then Seattle is the place for you. Whether you want to celebrate the summer solstice or Nordic Yulefest, there is sure to be a Seattle Festival for you. ...

Travel to Turkey for the 2006 Total Solar Eclipse
Wednesday March 29th 2006 will be a very special day in Turkey. Shortly before two o'clock in the afternoon local time an eerie darkness will descend across the land. Birds will begin to roost and streetlights will flicker on as the sun slips behind...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.