Search
Recommended Products
Related Links


 

 

Informative Articles

Credit Card Travel Tips: Some Do's and Don't's
Most people would never think of traveling without credit cards - and for many good reasons. Credit and charge cards can certainly give you an edge while on the road: You do not have to carry as much cash - a definite security advantage - and you...

Do I Need Travel Insurance?
Who doesn't dream of going on a cruise or an exotic location for an extended period of time. The world is a big place, and new vacation spots are opening every month. Countries that used to be offlimits are now booming ports of call. For some,...

Dublin travel guide
Dublin is Ireland’s capital, which finds a place for itself amongst the rich countries of Europe. It is located on the east coast of the country and encompasses the River Liffey merging into the Dublin Bay. Apart from being the largest city in the...

Strange Aircraft Charter Terms- Air Charter Glossary Help for first time Jet Travelers
Have you ever wondered about all the strange air charter terms and words? This air charter glossary will help you understand the jargon next time you call to book a private charter aircraft. Airway Distance: The actual (as opposed to straight...

Traveling on a Budget : The Cheapest Vacations Possible
If you're going to travel on a budget, you should think about different ways to cut down on your expenses. This article will give you a number of tips that will let you take a vacation without maxing out the credit cards. First, if you can, you...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.