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Informative Articles

Car Insurance Issues for Travelers
There are several insurance coverage issues when you drive a vehicle that you do not own especially when traveling. Here are some examples: 1. Even if you decide that your predominate means of transportation for traveling will be by either...

Car Rental Safety During Traveling
What do I need to do before I leave the rental lot? You're in a big hurry now that you're got the car, but take a few minutes to familiarize yourself with this new car. Check the car for interior or exterior damage. Find the lights,...

Five Affordable World Travel Destinations
Locations That Offer More But Cost Less   So you want to travel the world but you have a tight budget?   Are you tired of reading about everyone else’s exotic adventures and ready to have some of your own?   Have you...

Tips for saving money traveling in China
Base on our experience, most of our travel expense is on the hotel, the food and tour service are really cheap in China.what do we come here for?-sightseeing and cultural experiences on this new land! why do we have to spend more on hotels ? So our...

Weekend Trips Are a Popular Choice For RoomSaver.com Travelers
August 09, 2005- In a recent survey conducted this month of two hundred RoomSaver.com Travel Club members, the most popular days to travel were compiled. Results show that the majority of respondents (23.2%) prefer to begin their trips on a Friday,...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.