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Informative Articles

ABCs of Adventure Travel
A – Address peel and stick labels for all your family and friends before you go. Then stick to postcards along the way and you'll come home looking good. B – Bottled water is a must – don't drink anything else. C – Cookbooks from your...

Create your own Rome discount travel deal
Rome Hotel and rental car owners don't just offer you discounts at random, you have to ask for it work for it, and sometimes, these discounts aren't even worth it, well unless you're looking to traveling during off peak season where there is at...

Travel Guidebooks - The Horror Section
Travel guidebooks are like bibles for most travelers and sources of information salvation in a tight spot. Just try to avoid the horror section. Travel Guides You've saved up some hard earned cash and are ready to hit the road. If you don't have...

Travel Will Create 144 Million New Jobs By The Year 2005!
This has in turn created one of the hottest and most lucrative business opportunities in the World! John Naisbitt, the world's leading authority on trends, defines in his book 'Global Paradox', one of today's most important trends - Travel...

What you need to know about - Switzerland travel
Since time memorial, Switzerland has proved itself as one of the most cherished tourist destinations. Every part of this country seems to be caressed and lying in the lap of nature. The land of magical Alps Mountains, Lake Maggiore and the home of...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.