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Informative Articles

Enjoy a Multitude of Memories by Travelling in Nova Scotia
Copyright 2005 MHG Consulting Nova Scotia is an ethereal peninsula that juts off of Canada's eastern coast into the Atlantic Ocean. It's array of geography from dense, rich forests to windswept, rocky shores and fertile inland orchards make it the...

Luggage Tips For Air Travel
The Guide to Lightening the Travel Load Traveling with light luggage has been a common rule known to many travelers. It is a very common, and simple, guide yet it still remains as the most violated one. Didn't they say that the simplest...

Travel Will Create 144 Million New Jobs By The Year 2005!
This has in turn created one of the hottest and most lucrative business opportunities in the World! John Naisbitt, the world's leading authority on trends, defines in his book 'Global Paradox', one of today's most important trends - Travel...

Using London Public Transport - Underground, Buses & Travel Passes
This article is aimed at the independent traveller contemplating a visit to London and eager to use London's excellent public transport system as their main mode of transportation. A simple guide to using the buses and trains and perhaps...

Weekend Trips Are a Popular Choice For RoomSaver.com Travelers
August 09, 2005- In a recent survey conducted this month of two hundred RoomSaver.com Travel Club members, the most popular days to travel were compiled. Results show that the majority of respondents (23.2%) prefer to begin their trips on a Friday,...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.