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Informative Articles

Eight Great Tips For The Adventure Traveler
1. Embrace the place. Be sure to explore around the corners, go into the one of kind shops and meet the locals. Find out where the towns folk go for coffee and the newspaper in the morning and join them. DON'T have breakfast at the hotel. 2....

Frequent Disneyland Travel and savings?
How many times have any of you visited Disneyland in California? Do you frequently bring along your family or relatives with you? Probably if you visit the theme park once a year only, the entrance fee of approximately $50 per person could...

Safe Travel In The US
Tips for traveling safely in the US Are you planning to spend your vacation in the United States of America? Have you processed your legal documents and all you're waiting for is to go aboard the plane and start the dream journey of your...

Time Your Trip Around Currency Fluctuations - The Cheap Way to Travel
Finding a cheap vacation spot abroad can be virtually impossible - everything seems more expensive these days, and vacations are no exception. So how do you find a bargain? One way is to plan your trip to a place that is experiencing currency woes...

Traveling and Accidents
Keeping Lives Safe on the Road Accidents do happen unexpectedly, but they can be avoided. However, despite the fact that a lot of people are trying their best to avoid it, still, many are in danger in the road while traveling. They will...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.