Search
Recommended Products
Related Links


 

 

Informative Articles

Avoid Air Sickness While Traveling
How to Have a Grand Time in the Skies Even in the olden times, the problem of motion sickness had been prevalent. In fact, it was even referred to as "camel sickness" in the Bible, where the camel riders experience nausea due to moderate...

Luggage, Forever your Travel Companion
Luggage is one of the most essential things that we just cant live without in an age where the whole world is literally on the move. The wonders of modern jet travel has meant that compared to 100 years ago, people are more mobile and constantly...

Photography Tips While Traveling
Whether you’re embarking on a family vacation or your family reunion, it’s going to be a special time. When we think of trips we’ve taken, we tend to remember them best with photographs. Here’s some ideas to enhance your vacation as well as your...

Ten "Travel" Commandments
I. Thou shalt pack HALF the clothes you want. II. Thou shalt take TWICE the money you will need. III. Thou shalt pack an abundance of Patience. IV. Thou shalt NOT count calories, especially on cruises. V. Your extra large luggage...

Travel To Russia - Kamchatka
Among the mysteries of the Russian language there is an expression "Sitting on Kamchatka" which in school slang, this idiom means, "to sit in the back row of the classroom, far enough from the teacher's strict gaze. This geographical idiom...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.