Search
Recommended Products
Related Links


 

 

Informative Articles

Record Numbers Set To Travel This Holiday
Linknet Travel News Digest - December 21, 2005 - Travel may be expensive this time of year, but the AAA is still predicting this will be a record year for travel in the U.S. The organization estimates that 63.5 million Americans...

Save Lots By Booking Your Travel Online
These days the easiest way to plan your next trip or vacation away from home is by making an online travel booking. Perhaps your idea of a vacation away is somewhere balmy and exotic, where you can spend your days sipping cocktails by a...

Traveling and Accidents
Keeping Lives Safe on the Road Accidents do happen unexpectedly, but they can be avoided. However, despite the fact that a lot of people are trying their best to avoid it, still, many are in danger in the road while traveling. They will...

UP, UP AND AWAY! Ten Steps To Simplify Travel Packing
UP, UP AND AWAY! Ten Steps to Simplify Travel Packing Travel is a fact of life, whether for business or for pleasure. Here are three steps to make your packing and unpacking much simpler and less time-consuming. 1. Make a list of all the products...

Your Guide for Travel and Hotels in Columbia
When you hear the word vacation, what do you see in your mind? Vacations mean assorted things to assorted individuals. Some like to sight see while many others would enjoy nothing more than to spend the whole trip kicking back at the hotel pool. If...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.