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Informative Articles

A Travelers Guide To Currency Exchange
Exchanging currency is something frequent travelers must become familiar with. There are many different currencies around the world. Finding out how to exchange currency and where to do it can help travelers get the most out of their money. ...

Best Price Cruises! A Few Simple Steps To Booking Cruise Travel Deals Online
To find the best price cruises online and booking them with confidence, you need to understand a few things about how the cruising industry comes up with their lowest price, and follow a few simple steps that the travel professionals at your...

Blackpool's Basic Travel Guide
Blackpool is the most popular seaside resort in the United Kingdom, where around 4 million visitors come every year to have a good time. Blackpool is located on the North West coast of England and has a population of 150,000 people. Its attractions...

Picking The Best Travel Destinations
Choosing Your Best Travel Destination If you are planning to take a vacation, be sure to know what you really like to do, this will make your trip more meaningful. Mostly, travelers go for a trip that their friends recommend, but is it what...

Save Up To 50% When Traveling On Vacation
Did you know you can go on a 7-day cruise for half the price? Or visit Europe for 15 days for only $2,000 per person including airfare, hotels, car rental and meals? If you follow these steps, you can save more up to 50% in travel expenses. 1....

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.