Search
Recommended Products
Related Links


 

 

Informative Articles

5 Romantic Travel Resolutions
A new year always means a chance for a new start. You and yours can begin this new year by making some travel resolutions together, regardless of your time and budget restraints. Put aside those old travel habits and make some new ones! Let this...

How To Save Your Traveling Cost
Have you ever dreamt of sampling local wines in Tuscany in September? Will it be a wonderful time to visit Paris in the spring? Enjoy the English countryside in the summer? You may think this is just a dream and cannot reach. It doesn't have...

Hungary Travel - Lake Balaton, Visegrad and Szentendre
When visiting Hungary, it is easy to fall in love with Budapest and never venture beyond the city. If this happens, you'll rue the day you missed a chance to visit Lake Balaton, Visegrad and Szentendre. Lake Balaton Lake Balaton is located in...

Spain Travel Tips
Travel Do's and Don'ts For people who love to travel a lot, going to places that they have not been before will seem like a dream come true for most of them. This is because they get to places where everything will look new, the adventures...

Travel Health Insurance: Know Your Coverage Before An Emergency Occurs
(NC)—Buying travel health insurance is an important step for sufficient medical coverage while outside Canada, but it is only the first step. To make your policy work, say industry regulators, there has to be a co-operative relationship between...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.