Search
Recommended Products
Related Links


 

 

Informative Articles

8-Tips for Packing and Traveling Lite
How-to Pack and Travel Lite In this day and age of traveling cephalalgia, there are a few packing tactics to employ. To cut out an extra thirty to forty minutes at the arriving airport, start with packing small luggage. Since carry-ons can not...

A TIME-TRAVEL POSTCARD...
(c) Theolonius McTavish 2004. All rights reserved. Seeking a spot of serenity somewhere in the universe, I recently booked a deep-discount dodgy berth on the ‘White Elephant Express Space Shuttle’, to a little known place in a galaxy far, far...

Four Ways to Free/Low Cost Travel
1. Free lodging! Find a pen friend. Maybe you haven’t thought of this. It’s the best solution to your budget problems, but you can’t have it overnight! Greek people are hospitable and so are other countries’ people if you become friends with....

Top Holiday Travel Destinations
Despite the high cost of fuel and other travel expenses, an estimated 63.5 million Americans are planning to travel at least 50 miles or more from home this Christmas and New Year. Hotel rates are up nearly 15% at some popular destinations,...

Travelling to and within Ireland.
To enjoy travelling in Ireland one has to have first travelled to Ireland. As Ireland is an island nation, travelling to Ireland means arriving by either air or sea. One also has to consider the modes of transport on offer to travel around...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.