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Informative Articles

Eurail travel - a way to extend a holiday to Europe
You have permission to publish this article electronically or in print, free of charge, as long as the bylines are included. You can edit it to fit your publication. Most articles are improved by editing. If you can let me know when and where it...

Planning your Trip using Travel Tips
No matter where you're traveling or whether you're traveling by car, plane, or train, you'll want to make sure that you arrive there with everything that you need. You'll also want to save as much money as you can in getting there. If you're...

Savings for Business Travellers
With hotel prices soaring and London losing its affordable hotels to demolition and refurbishment as parts of big hotel chains, business travellers are often forced to pay premium prices for a hotel room. Many companies have found a simple and more...

Travel and Tourism in Sierra Leone is a Hot Topic!
Until a few days ago, if you had asked me to tell you about Sierra Leone, I would have had to think long and hard to tell you much about this West African country. I could probably have explained roughly where the country is located. I may have...

World Travel - Hints on how to do It
If you have set your mind on traveling around the world, you might run into the difficult task of having to make a hard choice: where do you want to go? The multitude of destinations and travel options is great, but it is also something that...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.