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Informative Articles

Holiday Travel- What You Must Know!! It's Never Too Early...
With the summer months past us it is time to start thinking of the holidays and end of year celebrations. So, students, families, parents, and anyone- listen up!! Obviously things have changed in travel and the world over the past few years, so it...

International Travel and Health Insurance
Embarking on Your Dream Vacation Are your Plans Complete? Your bags are packed, passport and papers in order and you couldn’t be in a higher state of excitement preparing for travel to that wonderful, exotic location. This is the vacation you have...

Puerto Galera Travel Guide
The Philippines is a country gifted with great beaches. The better known beaches are those found in Boracay and Palawan. Another beach or resorts worth mentioning are those found on the Mindoro's northern part in the province of Oriental Mindoro....

Top Travel Reservation Tips For A Stress-Free Trip!
Anyone who wants to enjoy a stress-free trip has to start with the basic concern of any traveler - how to effectively handle travel reservations. Below are a number of advice that may help: - Decide on a travel plan - specific destination,...

Traveling with Babies & Toddlers
You may be surprised at how often babies will sleep to & from the destination. Be sure to have their favorite stuffed animal ready & blanket for the trip (also a pacifier & bottle if the child is young enough). For babies & toddlers, bring along...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.