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Car Rental Safety During Traveling
What do I need to do before I leave the rental lot?
You're in a big hurry now that you're got the car, but take a
few minutes to familiarize yourself with this new car. Check the
car for interior or exterior damage. Find the lights,...
Identity Theft Protection and Awareness for Travelers
Identity Theft is one of the fastest growing crimes of the 21st
Century. As a traveler, you should know the unobvious ways that
you can become a victim of this serious crime and how you can
protect yourself and your family.
Travel plans are...
Spain Travel Tips
Travel Do's and Don'ts
For people who love to travel a lot, going to places that they
have not been before will seem like a dream come true for most
of them. This is because they get to places where everything
will look new, the adventures...
Travel Guides- An Overview
Travel Guidebooks- An Overview
By Victor K. Prylesİ2005
http://www.paupertravel.com
(548 words)
You can get reliable, useful information from
guidebooks. Yet, some are better than others
and often, it's important to know what...
What to Pack for Travel: The Essentials of Business Travel Packing
Knowing what to pack for travel can make for a
smooth transition from one work location to the next. The
essentials of business travel packing take into consideration
all of the possible events that you may need to attend while
also realizing...
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Oldsters Overseas - What Seniors Pay for Travel Insurance
While travel medical insurance for senior citizens generally carries a higher premium and a lower maximum level of coverage it is still widely available. In fact, some carriers offer travel medical insurance for senior citizens no matter what their age. One carrier we found offered travel medical insurance for senior citizens over 80 years old, with no maximum age. The maximum coverage for those older than 79, however, is a low $10,000.
Another was a little more generous with its ceiling for elders through 79 years, although premiums for this travel medical insurance for senior citizens was still costlier than those for younger travelers. With this insurer a couple between the ages of 65 and 69 can still purchase up to $1 million of emergency medical coverage with their travel insurance, and as low as a $250 deductible. For this senior citizen couple travel insurance coverage for this single trip would cost $438. At age 70 the maximum drops way down to $50,000 and each policy must be purchased separately. The per-person cost for the same trip is now $219 each for only $50,000 of travel medical insurance for these senior citizens.
Now, let's assume these folks are 80 years old. What a costly
difference in this travel medical insurance for these senior citizens! Now the most coverage this couple could purchase is $10,000 each, at a whopping $518 each for the same $250 deductible. The deductible can be increased to $2500, which lowers the premium to $350.70.
The best course of action for senior citizens who contemplate overseas travel and are considering travel medical insurance is to first peruse their current medical coverage. Seldom do these plans cover overseas travel but do check your policy and call your insurer if you are unsure. While your Medicare coverage will not help you outside of the United States, your Medicare supplement coverage might - or at least for some situations.
If you're wanting to save on your travel insurance premium the two best things you can do for yourself are to first book your trip with a travel agent you trust, and then choose an airline, cruise or other vacation vendor that is well known and not in financial distress.
About the Author
Steve Cogger is webmaster of http://www.1-Happy-Traveller.com Visit the site today to receive all of the information on travel insurance you could possibly need.
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