Search
Recommended Products
Related Links


 

 

Informative Articles

Brazil Travel
If you are thinking about going to Brazil, I think you are a very smart person. Brazil is an exciting country with plenty to see and do and a very warm people who love to receive and share with whomever is receptive enough to make friends with them....

Budget Travel Tips 101
Everyone loves to travel (almost everyone). I certainly do. Believe it or not, doing it right and doing it on a budget takes a little skill, knowledge and practice. But the required skills are not difficult, the knowledge required is easy to obtain,...

Travel Consolidators - Things To Know
Things to Know about Travel Consolidators Travel consolidators are high-volume ticket brokers. They purchase large scale tickets and sell them to customers for a lower price than the published fares. A travel consolidator buys a large...

Travel to Shimla (india) at Cheap Price
Travel Shimla(india) at Cheap Price The British called Shimla the About the Author John D. Samara is a master degree holder in Journalism and Mass Communication.He is working as freelance article writer for various categories like ...

Traveling ! Be sure to have a valid passport.
Please be sure to have a valid passport when traveling. Check your passport before your trip to be sure your passport is not expired or you need to change your name. Be sure to apply for a visa if you intend to visit a country that requirez one. For...

 
Travel Health Insurance: Reimbursement Depends On Following The Rules


(NC)—Travelling, whether for business or pleasure, involves risk. A personal emergency may necessitate an early return, or you may need hospital treatment or air evacuation due to a medical problem. Travellers should be aware that the Ontario government health plan (OHIP) is rarely enough when it comes to medical treatment outside the country, so without supplementary insurance during an emergency, you could be exposed to considerable financial obligations.

Travel health insurance policies vary considerably, says the Financial Services Commission of Ontario (FSCO), an agency of the Ministry of Finance that regulates Ontario's insurance industry. FSCO reminds us to pay special attention to the definitions, pre-existing condition clauses, deductibles, as well as the limitations and exclusions sections of the policies. Ask for clear explanations of each and once you are satisfied, make your insurance purchase. But even then, says FSCO, there is a bit more work for you to do — as follows:

Read the policy: Before leaving on your trip, read and become familiar with your policy and the coverage. It is your responsibility to know what you have purchased.

Take it with you: Include the policy with your travel documents. Keep both the emergency contact phone number available, as well as the number for your insurance company. Compile and include a list of current medications.

Get authorization (if possible): If a medical problem arises, the toll-free phone number provided will connect you to an emergency service centre. Be ready to supply all the facts and information and ask for clarification if you do not fully understand. Service centres manage and monitor your treatment and make the medical referrals. Before you go ahead with treatment however, be sure the service


centre has obtained authorization from your home-based insurance company. If not, you may be personally obligated for medical services not approved.

Follow the payment process: Under some policies, you pay the hospital and are reimbursed later by the insurance company. Other policies provide payment directly to the medical facility or practitioner. The policy will tell you which procedure to follow.

More information on travel health insurance is available online at www.fsco.gov.on.ca. Or, for a copy of their booklet Shopping for Travel Health Insurance phone (416) 590-7298 (Toll Free: 1-800-668-0128).

- News Canada

Editors, these articles are for use in Ontario only

News Canada provides a wide selection of current, ready-to-use copyright free news stories and ideas for Television, Print, Radio, and the Web.

News Canada is a niche service in public relations, offering access to print, radio, television, and now the Internet media, with ready-to-use, editorial "fill" items. Monitoring and analysis are two more of our primary services. The service supplies access to the national media for marketers in the private, the public, and the not-for-profit sectors. Your corporate and product news, consumer tips and information are packaged in a variety of ready-to-use formats and are made available to every Canadian media organization including weekly and daily newspapers, cable and commercial television stations, radio stations, as well as the Web sites Canadians visit most often. Visit News Canada and learn more about the NC services.