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Pack List for a Cruise--and other Travel Tips
What you bring on a cruise depends a great deal of the kind of ship it is.........casual or elegant.........and your plans for "fine dining". If you are sailing a ship with all the elegant evenings, this takes special forethought on your part....

San Francisco Travel - Discover the Mission District's Murals
With over 600 murals, San Francisco streets are a parade of vibrant and radiant murals that are painted on building walls and facades, fences, garage doors and more. The colorful Mission District is the epicenter of San Francisco murals with the...

Washington, DC a Bargain Travel Guide
Welcome to Washington, DC - The nation's capital is a city with public museums and monuments galore, but also hidden treasures that should not be overlooked. Whether you're in Georgetown, downtown, or even in Northern Virginia, and whether you're...

What you need to know about - Barcelona travel
Welcome to the home of 1888 World's Fair and 1992 Olympics, the capital of Catalan region-a culture branded for its unique amalgam of Spanish and French mode of cooking. Known for its affluent culture and heritage, the city of Barcelona nestled on...

What you need to know about – Travel in Luxury
Luxury travel is diametrically opposed to traveling on budget. ‘Luxury’ as the term Suggests, is to have the best of everything by paying the maximum for it. If you have money and want to make your vacations a dream come true then go for the...

 
Travel Insurance - Trip Cancellation and Health Insurance

Most people don't really know what they're looking for in travel insurance they just want something to take care of them in case they can't make the trip or if something happens to them while on the trip.

Trip cancellation and medical travel policies are the simplest types of travel insurance.

Cancellation insurance allows travelers to cancel a trip at the last minute withoutlosing all the money they paid for the trip. Medical insurance provides coverage when you are traveling overseas. Other plans cover emergency evacuation, loss of your baggage, some kind of travel delay.

The plans no traveler wants to think about: kidnap and ransom coverage, acidental death and dismemberment.

What's the cost of travel insurance? Say you're a 40-year-old taking a trip for a month. If you wanted $100,000 worth of medical coverage with a $250 deductible,thepremium would be approximately $100. For trip cancellation that requires no deductible, you would pay a premium of approx. $100 for a trip that would cost you $3,000. If you intend to spend $5,000 on your trip, the premium would be approximately $168.

Given the world situation, you may want to add war and terrorism coverage. There is a catch-it won't be cheap.

Choosing to buy travel insurance depends a lot


on what kind of person you are and where you are intending to go.

People under 50 are most likely to buy medical insurance. Usually older traveler's buy trip cancelation plans.

For an example, in Europe, you may not need travel insurance where health-care quality in like the US. But some of the policies, such as emergency evacuation, might be worth looking into for certain kinds of travel.

When you decide to travel, you take the chance of lost luggage, flight cancellations, reservation cancellations, theft and many even more situations which can cause anxiety.

When you plan a vacation, it is stressful enough without having to worry about something going horribly wrong while on vacation. Purchasing travel insurance will assure that you are compensated if anything goes wrong on your vacation.


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