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Exclusive Travel Turkey
Exclusive Travel Turkey Turkey hotels, hotels in Turkey, country turkey, travelling turkey, turchia, car rental,bodrum hotels, cappadocia hotels, cappadocia tours, istanbul, istanbul hotels, turquia, tyrkiet, ankara hotels, belek hotels, caicco...
Tips For Traveling To Mexico
Tips on Having a Trouble-Free Trip to Mexico
Mexico has become one of the most popular tourist destinations.
And just like traveling to other countries and cities, one needs
enough information to be able to maximize the experience of
staying...
Travel Health Insurance: Know Your Coverage Before An Emergency Occurs
(NC)—Buying travel health insurance is an important step for sufficient medical coverage while outside Canada, but it is only the first step. To make your policy work, say industry regulators, there has to be a co-operative relationship between...
Travel Tips Enjoying The Sun
How to Enjoy the Best Places under the Sun
There are people who are fond of traveling. They like to go to
places where they can recharge their souls, unwind, release the
tension from work, and simply enjoy what life has to offer.
And...
Why Thailand Is A Favorite Travel Destination in Asia
No wonder people love to travel to Thailand these days. It's hot. It's fun. And it's cheap. Everything here is cheap -- hotels, food, shopping -- you name it. A coconut costs 20 baht (that's around 50 cents -US). A bowl of noodle costs from 30 to 70...
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International Travel and Health Insurance
Embarking on Your Dream Vacation
Are your Plans Complete?
Your bags are packed, passport and papers in order and you couldn’t be in a higher state of excitement preparing for travel to that wonderful, exotic location. This is the vacation you have planned it seems forever. As you sit on the plane, you and your partner discuss for the hundredth time the scuba diving you will do, the awesome rock climbing and hikes into the rain forest. Everything is perfect!
Life seldom gets better than this.
Despite all the excitement of travel, Americans do have some concerns.
According to a survey by the Chubb Group, more than 70% of Americans surveyed said their greatest concern when traveling is suffering a medical emergency...more than double the fear of being mugged (30.7%), three times the fear of being injured in a terrorist attack (23.4%).
What happens if a medical emergency arises when traveling overseas?
Many people assume that while they are out of the U.S. or Canada they will be covered by their standard medical plan. However, most traditional health insurance plans are not designed for international travel.
According to the U.S. Department of Commerce, approximately 27 million travelers board U.S. airlines for overseas destinations and almost 26
million foreign travelers come to the U.S. each year. However, many are not prepared for a medical emergency abroad.
Most traditional health insurance plans would not cover an unexpected illness or injury during international travel. But travelers with international medical insurance would have protection for scenarios ranging from a local ambulance trip to an emergency evacuation for care at the nearest qualified medical facility. Some even offer repatriation flights out of the country where the traveler is located back to the US.
Available plans can cover individuals or groups for specific periods of time abroad and can be in effect should they be stationed abroad for an extended period of time. There are policies for corporations to insure their personnel, plans to cover missionaries who are on an outreach program and for those participating in extreme sports. International travel medical insurance should be considered for anyone traveling or living abroad.
©David M. Schmader, Solon, Ohio January, 2005
www.brownschmader.com
About the Author
David Schmader is an independent broker agent located in the Cleveland Ohio suburb of Solon, Ohio. With over 25 years of corporate finance experience he specializes in serving the individual, professional and small business markets.
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