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ALASKA - BRIEF TRAVEL GUIDE
Explore the true North, the land of spectacular scenery, abundant wildlife and friendly hospitality. WHAT TO SEE, TO DO AND WHERE: Mount McKinley is the highest mountain in North America (6,194 m or 20,306 feet), 150 miles from Fairbanks. Mountain...
Lets-Travel-Rome.com Guide to Cheap Annual Travel Insurance.
Vacations are for fun, it means leaving behind your job and
responsibilities for a while. Having travel insurance is one way
of putting your mind at complete rest. It's a lot easier to
enjoy your trip if you know that you are covered from...
Plan your Business Trip with The Travel Team Inc.
Business promotion of your company, seminars or conferences - wherever you travel for your business, we at The Travel Team, ensure that all your needs are met. The Travel Team has all the necessary infrastructure, experience and expertise to give...
Travel - 10 Things You Can't Do Without
Things You Can't Do Without When Traveling When you goes on a
trip either for business or for pleasure, you want it to be a
memorable and enjoyable experience. To help travelers enjoy the
trip, here are a few tips you must always keep in mind,...
Why Thailand Is A Favorite Travel Destination in Asia
No wonder people love to travel to Thailand these days. It's hot. It's fun. And it's cheap. Everything here is cheap -- hotels, food, shopping -- you name it. A coconut costs 20 baht (that's around 50 cents -US). A bowl of noodle costs from 30 to 70...
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International Travel and Health Insurance
Embarking on Your Dream Vacation
Are your Plans Complete?
Your bags are packed, passport and papers in order and you couldn’t be in a higher state of excitement preparing for travel to that wonderful, exotic location. This is the vacation you have planned it seems forever. As you sit on the plane, you and your partner discuss for the hundredth time the scuba diving you will do, the awesome rock climbing and hikes into the rain forest. Everything is perfect!
Life seldom gets better than this.
Despite all the excitement of travel, Americans do have some concerns.
According to a survey by the Chubb Group, more than 70% of Americans surveyed said their greatest concern when traveling is suffering a medical emergency...more than double the fear of being mugged (30.7%), three times the fear of being injured in a terrorist attack (23.4%).
What happens if a medical emergency arises when traveling overseas?
Many people assume that while they are out of the U.S. or Canada they will be covered by their standard medical plan. However, most traditional health insurance plans are not designed for international travel.
According to the U.S. Department of Commerce, approximately 27 million travelers board U.S. airlines for overseas destinations and almost 26
million foreign travelers come to the U.S. each year. However, many are not prepared for a medical emergency abroad.
Most traditional health insurance plans would not cover an unexpected illness or injury during international travel. But travelers with international medical insurance would have protection for scenarios ranging from a local ambulance trip to an emergency evacuation for care at the nearest qualified medical facility. Some even offer repatriation flights out of the country where the traveler is located back to the US.
Available plans can cover individuals or groups for specific periods of time abroad and can be in effect should they be stationed abroad for an extended period of time. There are policies for corporations to insure their personnel, plans to cover missionaries who are on an outreach program and for those participating in extreme sports. International travel medical insurance should be considered for anyone traveling or living abroad.
©David M. Schmader, Solon, Ohio January, 2005
www.brownschmader.com
About the Author
David Schmader is an independent broker agent located in the Cleveland Ohio suburb of Solon, Ohio. With over 25 years of corporate finance experience he specializes in serving the individual, professional and small business markets.
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