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Getting a Bargain Vacation: Travel at the Off Times
For many people, a vacation is just too expensive. They don't think they can afford to go someplace nice because they don't have the money to do it. But often, this is just because they are looking only at the "peak" times to travel.
What is a...
How To Create A Travel Budget
Do you love to take vacations but don't have a lot of money?
Then learning how to budget your traveling can get you more
vacations every year!
Today with the economy the way it is, budget travel is becoming
more and more of a necessity and...
Make Money While You Travel
If your passion is travel, why not get paid for doing it? You can earn up to 70% agent commissions from your personal travel and then start selling it to your friends and family. Why not get paid for traveling to the world's most exciting...
Traveling on business ? Need Internet access?
Travelling on business? Need Internet access? iRoam now offers Internet access at over 22000 access points worldwide. This includes dial-up, wired broadband, and wireless broadband at the many hotspots worldwide. This includes hotels, airports,...
www.my-dubai.co.uk - UK based Travel agency offers online booking of Flight and Hotel
The definitive guide to Dubai, The official guide to Dubai, Tax free shopping in Dubai, flights to Dubai, hotels in Dubai, Bargain holidays, cheap flights, hotels, city breaks and last minute package holidays departing from the UK,www.my-dubai.co.uk...
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International Travel and Health Insurance
Embarking on Your Dream Vacation
Are your Plans Complete?
Your bags are packed, passport and papers in order and you couldn’t be in a higher state of excitement preparing for travel to that wonderful, exotic location. This is the vacation you have planned it seems forever. As you sit on the plane, you and your partner discuss for the hundredth time the scuba diving you will do, the awesome rock climbing and hikes into the rain forest. Everything is perfect!
Life seldom gets better than this.
Despite all the excitement of travel, Americans do have some concerns.
According to a survey by the Chubb Group, more than 70% of Americans surveyed said their greatest concern when traveling is suffering a medical emergency...more than double the fear of being mugged (30.7%), three times the fear of being injured in a terrorist attack (23.4%).
What happens if a medical emergency arises when traveling overseas?
Many people assume that while they are out of the U.S. or Canada they will be covered by their standard medical plan. However, most traditional health insurance plans are not designed for international travel.
According to the U.S. Department of Commerce, approximately 27 million travelers board U.S. airlines for overseas destinations and almost 26
million foreign travelers come to the U.S. each year. However, many are not prepared for a medical emergency abroad.
Most traditional health insurance plans would not cover an unexpected illness or injury during international travel. But travelers with international medical insurance would have protection for scenarios ranging from a local ambulance trip to an emergency evacuation for care at the nearest qualified medical facility. Some even offer repatriation flights out of the country where the traveler is located back to the US.
Available plans can cover individuals or groups for specific periods of time abroad and can be in effect should they be stationed abroad for an extended period of time. There are policies for corporations to insure their personnel, plans to cover missionaries who are on an outreach program and for those participating in extreme sports. International travel medical insurance should be considered for anyone traveling or living abroad.
©David M. Schmader, Solon, Ohio January, 2005
www.brownschmader.com
About the Author
David Schmader is an independent broker agent located in the Cleveland Ohio suburb of Solon, Ohio. With over 25 years of corporate finance experience he specializes in serving the individual, professional and small business markets.
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