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Enjoy Your Vacations with The Travel Team
"When you plan a vacation, the last thing you want is an unpleasant experience in an unfamiliar place. Often, that happens due to the lack of proper planning. On the contrary, if every detail in your itinerary has been planned in advance,...

Go USA Card launches, a perfect Corporate Gift and Employee Incentive, brings USA Travel Attractions to Nine major US Cities for One Low Price.
November 2, 2005 (Boston, MA) - Travel enthusiasts this holiday season will unwrap the power to enjoy the best of nine cities across the U.S., thanks to friends, family and corporate gift-givers. Smart Destinations' Go USA Card is the first product...

How to get the most of your money when traveling
How to get the most of your money when traveling By Victor Siu When traveling to another country, there are several key ways to get the most out of your money. Among the most effective methods is timing your travel right: taking advantage of a...

Travel Asia: Festivities and Fun
Travel Asia: Festivities and Fun Are you planning to travel to Asia within the next year, and are looking for some fun festivities to attend? Well, look no further – we’ve researched some of the more incredible Asian festivals for you to check out...

Travel Insurance! Your Health And Peace-Of-Mind Is Worth Protecting, And We Mean It
As a past travel professional, I heard many, and I stress many horror stories about travellers that didn't take travel insurance to protect their well-being and vacation investment! Nothing was worse than getting that phone call from our...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.