Search
Recommended Products
Related Links


 

 

Informative Articles

How To Create Your Own Travel Discounts!
Why not take the initiative and find your own ways to cheap travel by making your own discount? As you know, hotel and rental car owners don't just offer you discounts at random. Usually, they offer discounts during off-peak seasons. As a savvy...

Tips When Traveling Asia
Asian Travel Tips Asia occupies a quarter of the earth's land mass, it spans a lot of time zones. Having a single travel guide for all of Asia is virtually impossible. Asia like any other continent, has its certain hot spots, here are basic...

Travel Doctor Q&A
Dr. Suni Boraston Vancouver, BC Q: I am going on a vacation to Mexico and have been told that you cannot eat or drink anything without being affected by Montezuma's Revenge. Is this true and is it worth going if I am going to be sick for...

Travel to Nova Scotia: Canada's New England
If you're on a budget, tired of crowded beaches and packed hotels, love seafood, and have a 19th-century mindset, then Nova Scotia is for you. Think New England, and vivid images come to mind: of lighthouses and fishing boats, charming coastal...

Tricks For Traveling By Sea
Tricks That Can Make Traveling By Sea Easier Motion sickness is common to almost everybody. It is usually frequent to those who travel a lot, whether by land, air, or sea. The different forms of motion sickness are based on the kind of...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.