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Informative Articles

Seven Secrets for Successful Travel
ndependent travel in Europe - Seven Secrets for Success One: Do not try to see and do too much. You may end up actually seeing very little. I think it is better to see more of fewer countries/regions and see them properly.  You may not want to...

Travel Insurance - Trip Cancellation and Health Insurance
Most people don't really know what they're looking for in travel insurance they just want something to take care of them in case they can't make the trip or if something happens to them while on the trip. Trip cancellation and medical travel...

Travel Tips to America
Are you visiting America for the first time? It is exciting and thrilling isn't it? Can't blame you for that good feeling because if you have been issued travel documents to enter the US, you are one of the lucky ones! Imagine, there are...

Traveling and Your Valuables
Keeping Your Valuables While Traveling Traveling, be it just across state or to another country is always a great experience. To help people enjoy it rather than having an untoward incident such as losing one's passport or other items such...

Useful Tips For Women Traveling Alone
There has been an increase in the number of Americans traveling abroad - especially women traveling alone either for business or pleasure. Each country and culture has their own views of what is appropriate behavior for women. Although you may...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.