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Informative Articles

8 things not to forget when traveling to the tropics
Copyright 2005 Dave Markel Sometimes it is hard to pack for a place or climate that is new. When packing to go to the tropics there are some items that you don't want to forget. 1. Appropriate Identification: With tighter security these days it...

Educational Travel Planning
Planning your own educational trip If it's just for school, for your kids or for the neighborhood kids, it's nice to have a purposeful educational trip that will surely be enjoyed by the children as well as teach them. Of course there is the...

Tips When Traveling Asia
Asian Travel Tips Asia occupies a quarter of the earth's land mass, it spans a lot of time zones. Having a single travel guide for all of Asia is virtually impossible. Asia like any other continent, has its certain hot spots, here are basic...

Travel Germany: Oktoberfest
Travel Germany: Oktoberfest Travelers to Germany during late September and early October are in for an Oktoberfest treat: two solid weeks of beer drinking, revelry and entertainment. For a glimpse into the festivities, as well as some of the...

Traveling!! U.S. Passport Expediting Services
US Passport renewals. Please be all advice that you all need to renew your passport if you do not have a minimum of six month validity minimum. For more info please call us 800-644-1642 or visit our website. http://www.globalpassport.com About...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.