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Informative Articles

Adventure Travel - an exciting Thrill?
Do you want to add a little adventure to your life? Do you want to be engaged in something you have never done before? The unique information here will help you to considering a vacation that will bring memories and expierences that will last a...

Four Ways to Free/Low Cost Travel
1. Free lodging! Find a pen friend. Maybe you haven’t thought of this. It’s the best solution to your budget problems, but you can’t have it overnight! Greek people are hospitable and so are other countries’ people if you become friends with....

Namibia - A Bountiful Harvest Awaits the Adventure Traveler
Namibia is a largely arid country of stark rough-hewn beauty. The most vivid images are those of a haunting technicolor landscape of swirling orange dunes, shimmering mirages and treacherous dust devils. The apparent desolation is deceptive and...

Royal Caribbean - excellent way to travel
Royal Caribbean is a cruse line that offers you many different travel choices, destinations and activities to make your vacation perfect. Whether you would like to travel with your family, take a slow and relaxing vacation, participate in...

Travel and Scenic Photography 101
When you're driving through the mountains somewhere, and you notice a car parked half off the road and some guy leaning to the left to avoid a branch with his Rebel 2000 camera in the act of focusing, you've met me. I do this because, to me, a trip...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.