Search
Recommended Products
Related Links


 

 

Informative Articles

A Travelers Guide To Currency Exchange
Exchanging currency is something frequent travelers must become familiar with. There are many different currencies around the world. Finding out how to exchange currency and where to do it can help travelers get the most out of their money. ...

Educational Travel Planning
Planning your own educational trip If it's just for school, for your kids or for the neighborhood kids, it's nice to have a purposeful educational trip that will surely be enjoyed by the children as well as teach them. Of course there is the...

Holland Travel - Amsterdam, Van Gogh, Anne Frank
Holland certainly has a reputation with travelers. Known for having a very liberal attitude on social issues such as prostitution and drugs, the reputation is not always deserved. Yes, marijuana and prostitution is legal, but there is so much more...

Travel - Dealing With Jet Lag
How to Get Jetlag-free Travel People who travel a lot experience jetlag. Athletes, who travel to different countries for their tournament, attribute their poor performance on jetlag. Business people, who go to various places for business...

Traveling To Eastern Europe
Eastern Europe offers you many opportunities to see parts of the Old World that have not been spoiled by Western commercialism. There are lakes, forests and cultures that have not yet been Westernized. Poland is a particularly attractive tourist...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.