Search
Recommended Products
Related Links


 

 

Informative Articles

Are you a Traveler?
I’m making an assumption that at want point in your life you’ve been a tourist. You’ve carried a map, a camera, maybe even had a tour guide. You’ve traveled to different destinations, relaxed on remote beaches, climbed stairs in buildings you see on...

Car Rental Safety During Traveling
What do I need to do before I leave the rental lot? You're in a big hurry now that you're got the car, but take a few minutes to familiarize yourself with this new car. Check the car for interior or exterior damage. Find the lights,...

Enjoy a Multitude of Memories by Travelling in Nova Scotia
Copyright 2005 MHG Consulting Nova Scotia is an ethereal peninsula that juts off of Canada's eastern coast into the Atlantic Ocean. It's array of geography from dense, rich forests to windswept, rocky shores and fertile inland orchards make it the...

Travel tips for your next Myrtle Beach Vacation & Insider Time Share report
Climate The climate in South Carolina is generally mild and humid. Spring starts in March, and the beaches are busy by mid-April. Summer begins in May with pleasant balmy days that become quite hot before the season's end. Autumn brings a...

Travelling to the UK from abroad
If your journey isn't too great a distance, for example you are visiting from Europe, you might want to consider a variety of travel options. But if your journey is a long one, plane fares are now so competitive that in terms of speed, comfort and...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.