Search
Recommended Products
Related Links


 

 

Informative Articles

How To Create Your Own Travel Discounts!
Why not take the initiative and find your own ways to cheap travel by making your own discount? As you know, hotel and rental car owners don't just offer you discounts at random. Usually, they offer discounts during off-peak seasons. As a savvy...

How To Travel The World For Free
It sounds like a dream doesn't it? Hopping onto a plane and taking a flight to the destination of your choice. Imagine collecting your flight tickets to New York, London, Goa - or wherever takes your fancy - and not having to pay a cent for...

Travel Jokes
Traveling can be a humbling experience, particularly when you travel to a foreign country. Such experiences, of course, give rise to travel jokes. Travel Jokes 1. Three brothers are sitting at the bar in a Moscow establishment. An older man is...

Traveling and Accidents
Keeping Lives Safe on the Road Accidents do happen unexpectedly, but they can be avoided. However, despite the fact that a lot of people are trying their best to avoid it, still, many are in danger in the road while traveling. They will...

What you need to know about - thailand travel
Thailand is one of those destinations, which is forever teeming with tourists. The country holds an exclusive position in the hearts of all vacationers for the place has much more to offer than anyone can expect. Thailand lies in the South East Asia...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.