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AAA Expects 1.7 Percent Increase in Holiday Travel
Americans will travel in potentially record-high numbers this Christmas-New Year's holiday, despite travel costs that are up nearly across the board. AAA estimates that 63.50 million Americans will travel 50 miles or more from home this ...

Five Affordable World Travel Destinations
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Save Lots By Booking Your Travel Online
These days the easiest way to plan your next trip or vacation away from home is by making an online travel booking. Perhaps your idea of a vacation away is somewhere balmy and exotic, where you can spend your days sipping cocktails by a...

Travel Industry Trends and Predictions 2004
This article collects our thoughts about new trends in the travel industry and tourism markets, especially with regard to sustainable tourism. This is not meant to be an exhaustive list, and is quite general. These trends are included as an...

Travelers and Poor Blood Circulation
Is there a simple solution to a very serious medical problem? For many travelers, the answer is maybe. If travelers would take the necessary steps, it could help prevent Deep Vein Thrombosis (DVT). The main reason they don't is because not...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.