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Informative Articles

8 things not to forget when traveling to the tropics
Copyright 2005 Dave Markel Sometimes it is hard to pack for a place or climate that is new. When packing to go to the tropics there are some items that you don't want to forget. 1. Appropriate Identification: With tighter security these days it...

Italian travel guide
Italy as one of the most ancient European civilizations is unknown to none. Italy had been the land of Roman Empire for long. Today the country has a rich history and tradition that speaks for itself and gathers tourists from all round the...

Planning International Travel for Christmas?
Christmas international travel 475 [shudder]. No really, a little EQ - managing the attitude, and using the ole noggin' can make it almost pleasant! 1. Pack your patience and your Emotional Intelligence. Turn down the emotiong, turn up the...

Safe Travel In The US
Tips for traveling safely in the US Are you planning to spend your vacation in the United States of America? Have you processed your legal documents and all you're waiting for is to go aboard the plane and start the dream journey of your...

Travel Consolidators - Things To Know
Things to Know about Travel Consolidators Travel consolidators are high-volume ticket brokers. They purchase large scale tickets and sell them to customers for a lower price than the published fares. A travel consolidator buys a large...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.