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e-Marginalia: Travel Beyond the Margin
Does this sound familiar? You return from vacation and the first thing you do is call or email your best friend. You are brimming with exciting news, practically bursting to give a full report on the adventure you just enjoyed. And for a couple of...
Medical Information for Foreign Travelers
If an American citizen becomes seriously ill or injured abroad, a U. S. consular officer can assist in locating appropriate medical services and informing family or friends. If necessary, a consular officer can also assist in the transfer of...
Travel Bargain Or Travel Scam? How To Know The Difference
Congratulations!!! You have been selected to win an exciting
luxury vacation to.......
Where have you heard that one before? Although there are many
genuine travel offers, there are also many travel scams that
defraud innocent travelers out...
Travel Tips - Bringing An Alarm Clock
Travel Alarm Clocks - Your Traveling Companion
A traveler may experience an uncomfortable feeling especially if
he's in a place with a different time zone than they have back
home. Every traveler needs his own alarm clock. Whether you are
on...
Travel to Nova Scotia: Canada's New England
If you're on a budget, tired of crowded beaches and packed hotels, love seafood, and have a 19th-century mindset, then Nova Scotia is for you. Think New England, and vivid images come to mind: of lighthouses and fishing boats, charming coastal...
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Should You Purchase Travel Insurance?
The determination of whether you should purchase travel insurance is a determination of whether you want to assume nothing bad can happen during your travels, or whether should something bad happen you can adequately resolve these unforeseen events.
None of us think something bad will happen. We assume incorrectly that fire, flood, earthquake and terrorism will happen to others. We assume we won't have a heart attack or stroke, we won't be felled by illness. We assume wrong.
The question, "should you purchase travel insurance" is perhaps answered by asking yourself why you purchased homeowners insurance, or medical insurance or life insurance. You purchased them so that your consistent small payments would assure you of having someone else provide help in case of a catastrophic event for which you are unprepared. Purchasing travel insurance, just like purchasing any other insurance, is not just about receiving the funds to recover. It's also about having the professional assistance of those who know what has to happen for you and your family to recover, and who do make that happen. It's about cooler heads prevailing.
Should you purchase travel insurance? Well, let's look at a few things that could, and do happen, to overseas and even domestic travelers. Then, you decide if you should purchase travel insurance.
You're from Minnesota. You've never been to the ocean. You book a hotel room in Florida for a week but you are then ordered to evacuate due to an expected hurricane. But you have non-refundable
airline tickets, and your hotel and rental car are already paid for. How do you replace the airline tickets and get reimbursed for your stay? If you had known this was going to happen, what would your answer have been to the question, "Should you purchase travel insurance?"
You're on an island in the Caribbean, ready for your cruise back home. You find out that the cruise ship company has gone bankrupt and there will be no return cruise. What do you do? How do you get your money back? Most importantly, how do you get back home? If you had known this was going to happen, what would your answer have been to the question, "Should you purchase travel insurance?"
You're ready to take your family on a much-needed vacation to Hawaii. Your daughter is felled by an attack of appendicitis and must have immediate surgery. But your airline tickets are non-refundable. How do you get your money back? If you had known this was going to happen, what would your answer have been to the question, "Should you purchase travel insurance?"
Steve Cogger is an avid traveler offering a wealth of travel information. For more information on travel insurance visit thehttp://www.1-Happy-Traveller.com" target="_blank">1 Happy Traveller website.
About the Author
Steve Cogger is an avid traveler offering a wealth of travel information. For more information or to purchase travel insurance visit http://www.1-Happy-Traveller.com .
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